Cecilia Kleiner's Blog

Posted on 01/16/2025
One Homebuying Step You Don’t Want To Skip: Pre-Approval
There’s one essential step in the homebuying process you may not know a whole lot about and that’s pre-approval. Here’s a rundown of what it is and why it’s so important right now. What Is Pre-Approval? Pre-approval is like getting a green light from a lender. It lets you know how much they’re willing to let you borrow...
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Posted on 01/16/2025
Lincolnwood, IL Real Estate Market Update 1/16/2025
Click here to view Lincolnwood, IL blog post which has information on the constantly changing market...
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Posted on 01/15/2025
About 11,000 Homes Will Sell Today – Will Yours Be One of Them?
Are you hesitant to sell your house because you’re worried no one’s buying with rates and prices where they are right now? Here’s some perspective that can help. The market actually isn’t at a standstill. While there weren’t as many sales last year as there’d be in a normal market, roughly 4.15 million homes still sold (not including...
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Posted on 01/15/2025
Woodworking ideas: 3 Building projects to try
If you’re interested in DIY building projects for beginners, consider starting with woodwork. There are countless beginner-friendly woodworking crafts you can make with basic tools and inexpensive supplies. Here are some great ideas for woodworking projects to try: Wooden bird house A birdhouse is an excellent addition to any garden or outdoor space. You can create them out...
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Posted on 01/14/2025
The Truth About Credit Scores and Buying a Home
Your credit score plays a big role in the homebuying process. It’s one of the key factors lenders look at to determine which loan options you qualify for and what your terms might be. But there’s a myth about credit scores that may be holding some buyers back. The Myth: You Need To Have Perfect Credit According to...
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Posted on 01/12/2025
Des Plaines, IL Real Estate Market Update 1/12/2025
Click here to view Des Plaines, IL blog post which has information on the constantly changing market...
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Posted on 01/10/2025
How Mortgage Rates Affect Your Monthly Payment
Experts say rates will come down slightly in the year ahead – but some volatility is expected. So, you shouldn't try to time the market. Instead, it's better to focus on how even a small change impacts your future mortgage payment. As rates come down, even a little bit, your monthly payment on your next home will too....
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Posted on 01/09/2025
What To Save for When Buying a Home
Knowing what to budget for when buying a home may feel intimidating — but it doesn’t have to be. By understanding the costs you may encounter upfront, you can take control of the process. Here are just a few things experts say you should be thinking about as you plan ahead. 1. Down Payment Saving for your down...
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Posted on 01/08/2025
Mortgage Forbearance: A Helpful Option for Homeowners Facing Challenges
Let’s face it – life can throw some curveballs. Whether it’s a job loss, unexpected bills, or a natural disaster, financial struggles can happen to anyone. But here’s the good news. If you’re a homeowner feeling the squeeze, there’s a lifeline that many people don’t realize is still available: mortgage forbearance. What Is Mortgage Forbearance? Mortgage forbearance is...
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Posted on 01/08/2025
Home Renovations: Will Your Homeowners Insurance Cover Them?
Your home insurance policy includes a specific type of coverage called "dwelling coverage." The amount of dwelling coverage that you have is based on your overall home value and the approximate cost to rebuild your home in the event of a total loss. When you renovate your home, you may increase its value — and if you don't...
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Posted on 01/08/2025
Expert Forecasts for the 2025 Housing Market
Wondering what’s in store for the housing market this year? And more specifically, what it all means for you if you plan to buy or sell a home? The best way to get that information is to lean on the pros. Experts are constantly updating and revising their forecasts, so here’s the latest on two of the biggest...
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Posted on 01/07/2025
Park Ridge, IL Real Estate Market Update 1/7/2025
Click here to view Park Ridge, IL blog post which has information on the constantly changing market...
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